Folllow this simple guide and you will learn the perfect talk track for your insurance and understand the different types you'll come across!
For those with Medicaire Only, please note that no legistlation has been approved to provide discounts. Therefore, you will need to have a supplemental insurance group.
You will need to call your insurance group and speak with an agent. It is very important to write all the answers down for the following information:
Is there a hearing aid benefit with my plan and am I eligible?
Does it matter if the provider is In-Netowrk or Out-of-Network?
Do I need prior authorization to recieve my benefits?
Will I recieve my hearing aid benefits as a claim reimbursement or through a 3rd party service?
If claim reimbursement: how much will I be reimbursed per ear?
Claim Reimbursemnt versus 3rd Party Service:
Understanding the difference can save you money and effort!
Claim Reimbursement - Direct payment of money to either the patient or provider.
Example: BCBS Federal Employee Plan pays you $2500 every 3-5 years. If you purchase hearing aids for $2800, it will only cost you $300!
3rd Party Service - Insurance company redirects you to their affiliate program that offers discounted hearing aids and unbundled services from participating providers.
Example: BlueCross BlueShield's affiliate is TruHearing. You must go to a TruHearing provider and
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